Veterans Save up to $2,500 in Fees & Get a 0.50% Rate Reduction on SBA Loans.
Whatever your business goal, we’ve got options that fit.
Pay for Day-to-Day Business Needs
Best for: Low-hassle funding for existing businesses with solid credit and tax history. Great for working capital or small upgrades.
Opening or Expanding a Franchise
Best for: Opening a new franchise location or expanding an existing one. Designed for both new and experienced franchisees.
Buying an Established Business
Best for: Purchasing a business with cash flow, customers, and staff already in place or for taking over full ownership from a current partner.
Buying the building you're renting
Best for: Business owners ready to purchase the commercial property they currently occupy. Perfect for building equity and stop renting.
When the usual options don’t apply, we make new ones.
Let’s find the loan that fits your business — not the other way around.
Some of the best US small businesses partner with us.
Read their stories and see how First Bank of the Lake turned business goals into reality.
Proven Results Backed by Industry-Leading Expertise
At First Bank of the Lake, lending decisions are driven by our team of banking professionals who understand your business. We recruit top talent who apply their extraordinary experience and depth of knowledge to providing first-class service, trusted advice, and the best financial products. Their dedication and commitment are truly inspiring and are the spark that ignites innovation, competition, and expansion. We employ our creativity, understanding, experience and expertise to build the right solutions for you.
First Bank of the Lake understand how essential growing businesses are to fueling local economies and that not all businesses qualify for conventional business loans. That’s why we offer government-guaranteed Small Business Administration (SBA) 7a and 504 loans.
Funded Over
+$1.9B
In SBA Loans Since 2020
Funded Over
2,000
SBA Loans Since 2020
Ranked
Top 5
SBA Franchise Lender*
Funded Over
+$600M
In Franchise Loans Since 2020
3 Simple Steps to Start Your SBA Loan Journey.
The SBA loan process can feel complex, but you don’t have to navigate it alone.
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Step 1: Share Your Goals
Open or Close
Start by sharing your business goals and what you're hoping to achieve. Whether you're buying, expanding, or just getting started. This short form helps us connect you with the right specialist.
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Step 2: Connect with Your Specialist
Open or Close
Talk one-on-one with an SBA lending expert. We’ll listen, ask questions, and start mapping out a path that fits your timeline, your experience, and your vision.
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Step 3: Get Ready to Move Forward
Open or Close
Together, we’ll look at the essentials to make sure you're in a strong position to move ahead. If something’s missing, we’ll help you prepare.
FREE 30-minute consultation
Take the next step. Answer a few simple questions about your business goals.
Ready to Talk? We’re Ready to Help.
Tell us a bit about your business — we’ll help you find the right path.
All loans are subject to credit approval. Restrictions and limitations may apply. First Bank of the Lake does not provide tax, legal or investment advice. All decisions concerning these matters should be made in conjunction with your professional advisors.
*Top 1% of SBA 7(a) lenders by approval amount during SBA fiscal year 2023. Top 5 SBA franchise lender by approval count during SBA fiscal years 2024 and 2023.
Approved to offer SBA loan products under SBA's Preferred lenders Program.
