
Affordable franchise financing
Explore SBA loan options and get the capital you need to buy or grow your franchise
It's easy to get started
Proven expertise backed by industry-leading results
Ranked in the
Top 1%
of SBA lenders nationwide*
Funded Over
+$1.1B
In SBA Loans from
2020-2024
Ranked
Top 5
SBA Franchise Lender*
Funded Over
2000
Loans
Hear it from real business owners


Loan
$3.3MM – 7a Loan
Loan Usage
Purchase Existing Commercial Property, Working Capital
Industry
Mover

Loan
$345K – 7a Loan
Loan Usage
Franchise Expenses, TI/Construction, Working Capital
Industry
Pet Care

Loan
$2.2MM – 7a Loan
Loan Usage
Buyout of Retiring Business Owner, Working Capital
Industry
Sports & Leisure
Let’s write your success story together. Our experts are ready to help.






When you choose to work with us, you’re partnering with one of the best. Ranked 5th in the country for franchise lending, First Bank of the Lake has a proven track record of helping franchise owners achieve their goals. Whether you're just getting started or expanding your franchise network, our expertise and tailored financing solutions set you up for long-term success. Trust our experienced team to guide you every step of the way.
As a nationwide SBA Preferred Lender, First Bank of the Lake has the resources and extensive experience and together we can tailor solutions for your business and guide you down the path to success.

Genuinely Interested in Helping My Business Succeed. First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.
— Don Kamb
Exceptional Service. I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.
— Bryan Crowe
Feel Like a Partnership. The First Bank of Lake was very responsive to any questions that I had and was easy to work with throughout the process. The definitely made things feel like a partnership. And that has extended to the loan servicing phase as well. I would definitely recommend them, and I have.
— Joe Holland
SBA Loan Faster Than Expected. Stacey was a pleasure to work with! She was very knowledgeable and responsive - helping us close on our SBA loan faster than expected! I would highly recommend working with her.
— Megan Dean



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All loans are subject to credit approval. Restrictions and limitations may apply. First Bank of the Lake does not provide tax, legal or investment advice. All decisions concerning these matters should be made in conjunction with your professional advisors.•
*Top 1% of SBA 7(a) lenders by approval amount during SBA fiscal year 2023. Top 5 SBA franchise lender by approval count during SBA fiscal years 2024 and 2023.
Approved to offer SBA loan products under SBA's Preferred lenders Program.